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Q&A – Why A Contingency Home Loan?

Why is it necessary to maintain a 10% buffer in case something goes wrong?

Pricing in the economy has been somewhat unpredictable as of late. Taking up a sizable project can be a risky proposition if you don’t already have some savings under your belt. Therefore, in order to ensure that you are able to handle any kind of expense escalation, it is essential to make sure that you have a little bit of a buffer ready. We don’t want to put undue stress on folks when they’re working toward constructing their ideal home. We want it to be an enjoyable and thrilling experience for our customers, and we also want to ensure that they are adequately qualified and well-prepared to deal with the experience. Your experience of building a custom house can be made less stressful by including a 10% cushion in your budget as a contingency fund.

Know what you can afford before you begin. For the past eighteen years, my company Creekside Homes has been building magnificent, custom-designed homes for the luxury market. The information in this guide (highlights from my years of experience) will help you make more informed choices and have less stress and greater confidence throughout the entire process.
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Let’s build your dream home in McMinnville, OR

My book offers a checklist of “What To Do Before You Build.” click to get it. Are you ready to get started, or have questions, just fill out the easy online form or call 503 389-6890

Here’s to building your dreams…!

Andrew Burton home designer

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Discover essential insights for your dream home:

  • The 10 Critical Questions to ask before building
  • 8 Key Areas to invest in for your perfect home
  • Top 11 Mistakes made by new homeowners
  •  7 Invaluable Checklists for smooth planning